Open enrollment is the annual opportunity for you to make changes to your benefits and add or drop eligible dependents from coverage. For City of Marion employees, this happens in the fall. Changes made at open enrollment are effective the following calendar year.

2025 City of Marion Benefits Guide

 View the 2025 Employee Benefits Guide

Review your current benefits by logging in to the eSuite HR Portal

• eSuite HR Portal Instructions

Required Forms – every benefits eligible employee must fill out these forms and return them by Friday, Nov. 8, 2024 even if you are not making any changes.

• 2025 Benefits Enrollment Form - MUST COMPLETE

Please do not email forms as they contain your social security number. You can also send via interoffice mail to Greg Hosier or turn in at City Hall.  

Additional Forms

• 2025 HealthEquity FSA/Dependent Care Enrollment Form - Please complete this form if you are choosing to enroll in flexible spending or dependent care.
• 2025 Lively HSA Enrollment Form – Please use this form if you wish to receive the City of Marion seed money or make personal contributions. You must be enrolled in the HDHP Medical Plan.

HEALTH INSURANCE OPTIONS

IMPORTANT CHANGES FOR 2025

• The deductible/out-of-pocket maximum for the High Deductible Health Plan (HDHP) increased to $3,300 for single coverage and $6,600 for family coverage. These amounts are determined by the IRS.
• The seed money offer this year for employees who elect the HDHP (current and new) - $1,650 for single coverage and $3,300 for family coverage.
• Over-the-counter drugs are no longer eligible to be processed through the medical plan. 
• The HDHP was added as an additional health plan option for Fire union employees, along with the current Traditional PPO Plan.
• The smoking rates were discontinued for Fire union employees. If you were on a smoking plan in 2024, you will switch to a non-smoking plan in 2025.

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INDIVIDUAL ENROLLMENT HELP SESSIONS (in person or via Teams)

Contact Greg Hosier, Payroll & Benefits Manager, with any questions at 319-743-6304, ghosier@cityofmarion.org, or stop by City Hall between 8:30 a.m.-4:30 p.m.   

HIGH DEDUCTIBLE HEALTH PLAN INFORMATION

Are you considering the High Deductible Health Plan with a Health Savings Account?

FAQ’s from HDHP Forums

Need help deciding how much to contribute to your Health Savings Account? Use the tools below.

• Try Lively’s savings calculator to see how much you can save by contributing to an HSA
  GuidedHSA Contributions Calculator | Lively (livelyme.com)

• View Lively’s Contribution Guide for guidelines on setting election
  HSA Contribution Guide | Lively (livelyme.com)

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MORE INFORMATION

Need help with choosing a medical plan? We encourage you to use myWellmark.

MyWellmark.com

• Your personal health care information is at your fingertips with myWellmark® — no matter your location — with tools, resources and insights to help you manage health care spending and live a healthier life. myWellmark® is also available via a free mobile app as well!
• Find an in-network provider near you.
• Know what your visits will cost before you go.
• See how close you are to meeting your deductible and out-of-pocket maximum.

2025 Summary of Benefits and Coverage

• City of Marion Traditional PPO
• City of Marion HDHP PPO

QUESTIONS?

PDCM Insurance is retained by City of Marion to assist employees with benefit-related questions, some examples:

• Understanding an Explanation of Benefits (EOB) or Invoice from a service provider
• Locating or Understanding the Prescription Drug Formulary (PDL)
• Finding an In-Network Provider
• Please contact Kelsey Carriger by phone or email for assistance.

Insurance Carrier Contacts

ADDITIONAL INFORMATION

• City of Marion’s Health Plan Compliance Notices
• Glossary of terms – Healthcare.gov
• Summary glossary of terms- CMS